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Malaysia My Second Home (MM2H) Programme Comparison 2026
Compare all MM2H programme tiers — Platinum, Gold, Silver and Special Economic/Financial Zone. Review the requirements, benefits, financial obligations and privileges offered under each category to find the best option for your Malaysia residency journey.
Requirement
Platinum
Gold
Silver
SEZ/SFZ
Age Requirement
Min. age 25
Min. age 25
Min. age 25
Min. age 21
Visa Validity
20 years
15 years
5 years
10 years
Fixed Deposit (USD)
$1,000,000
$500,000
$150,000
21-49 yrs: $65,000 50+ yrs: $32,000
Offshore Income
Not required
Not required
Not required
—
Property Purchase
Min. RM 2,000,000
Min. RM 1,000,000
Min. RM 600,000
In approved zones
Property Lock-in Period
—
10 years
—
—
Participation Fee
RM 200,000
RM 3,000
RM 1,000
—
Minimum Stay
90 days/year
90 days/year
90 days/year
—
Dependents Allowed
Spouse, children, parents
Spouse, children, parents
Spouse, children, parents
—
Domestic Helper
β Permitted
β Permitted
β Not permitted
—
Business Activities
β Permitted
β Permitted
β Not permitted
β In SEZ/SFZ
Employment Rights
β Work allowed
β Not allowed
β Not allowed
—
Platinum
Age
Min. age 25
Visa Term
20 years
Fixed Deposit
USD 1,000,000
Property
Min. RM 2,000,000
Fee
RM 200,000
Min. Stay
90 days/year
Business
β Permitted
Employment
β Work allowed
Gold
Age
Min. age 25
Visa Term
15 years
Fixed Deposit
USD 500,000
Property
Min. RM 1,000,000
Lock-in
Cannot sell 10 years
Fee
RM 3,000
Min. Stay
90 days/year
Business
β Permitted
Employment
β Not allowed
Silver
Age
Min. age 25
Visa Term
5 years
Fixed Deposit
USD 150,000
Property
Min. RM 600,000
Fee
RM 1,000
Min. Stay
90 days/year
Business
β Not permitted
Employment
β Not allowed
SEZ/SFZ
Age
Min. age 21
Visa Term
10 years
Fixed Deposit
21-49 yrs: USD 65,000 50+ yrs: USD 32,000
Property
In approved zones
Business
β In SEZ/SFZ zones
Important Notes & Key Differences
- Platinum Tier: Highest tier with work rights and 20-year validity — ideal for high-net-worth individuals seeking employment flexibility
- Gold Tier: Mid-tier with business rights and 10-year property lock-in — designed for investors and entrepreneurs
- Silver Tier: Entry-level tier with 5-year validity — most accessible option for retirees and families
- SEZ/SFZ: Special Economic/Financial Zone programme for business investors — lower age requirement (21+) and business-friendly policies
- All National MM2H tiers require 90 days minimum annual stay; SEZ/SFZ has flexible requirements
- Dependents include spouse, children under 21, disabled children (any age), and parents aged 60+
Need Help Choosing Your MM2H Tier?
Get expert guidance on selecting the right MM2H programme tier for your specific needs and circumstances
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